你的前途一片光明, and it’s about to get even brighter with the 签证Ⓡ学生白金奖励卡 from San Francisco Federal Credit Union. You’ll enjoy a great rate and cash back rewards on whatever you buy. 另外，你不用为使用信用卡支付年费或其他费用.

竞争利率

12.4月* 49%

购买现金返还

在日常购物中获得1%的现金返还.

无年费

没有年费，余额转帐费，或国外交易费.

25天宽限期

购买25天内不收取利息.*

签证Ⓡ 学生白金奖励卡费率

卡类型利率低至年费最适合
签证Ⓡ学生白金奖励卡12.4月* 49%
(基于Prime)		没有一个A student who wants a competitive interest rate and cash back on purchases.
开始申请信用卡

签证Ⓡ 学生白金奖励卡常见问题

您如何及何时用这张卡领取奖励?

You will get a deposit into your savings account each May for the previous 12-months of rewards. 就这么简单!

这张卡兼容数字钱包或移动钱包吗?

是的! Using your card should be convenient, and it is with our 签证® cards. 它们都兼容苹果支付、安卓支付和三星支付.

这张卡有旅行保障吗?

是的. 签证® offers its cardholders travel protection and emergency assistance, 你可以在这里了解更多关于这些有益的好处.

这张卡有什么费用吗?

No. GPK电子游戏从不收取信用卡年费.No. We don’t think you should have to pay to use our 签证Ⓡ学生白金奖励卡. So we never charge the kind of fees that the big banks often charge.

这张卡有任何防诈骗措施吗?

是的. GPK电子游戏重视安全. 您的卡上装有 保护功能 让你的财务生活顺利进行. 此外，GPK电子游戏提供 贷款保护 and Financial Hardship Assistance for unexpected life events or expenses. We also have our own additional security policies in place, and you can read about them 在这里.

我怎样才有资格获得学生签证?

You must be at least 18-years old and be a full or part-time college student (proof of enrollment or acceptance letter required). 工作是必需的，但如果你有有限的信用记录, 这张卡是给你的:没有最低的FICO分数要求.

其他旧金山信用合作社  签证Ⓡ 信用卡

签证经典担保信用卡

签证Ⓡ 经典安全卡

完美的卡，帮助您建立或重新建立信用. No annual fee and a competitive rate make this card a smart choice.

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签证学生白金信用卡

签证Ⓡ白金积分卡                                   

完美的卡，帮助您建立或重新建立信用. No annual fee and a competitive rate make this cGet our best rate and earn 1% cash back for everyday purchases with our 签证Ⓡ白金积分卡. 你也不用为使用该卡支付年费.

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成员评论

    五星级

    “I applied for a credit card last week and was approved within a matter of days! 申请只等待了三天. The interest rate was so low and the reward program of 1% will be something I will cash in on every year!”

    玛丽年代.
    五星级

    “San Francisco Federal Credit Union has a great employee who really exemplifies why customers patronize particular banks. Back in October of 2020, I ran across a Honda Accord that I wanted to purchase. I had shopped around at different banks but was unsatisfied with their service. 我决定给SFFCU一个尝试，我非常感激! The Credit Union representative was the credit card agent who assisted me and was very effective in helping me with approval. He was very patient and efficient in explaining the terms of the credit card award program process. 我觉得和他一起工作很自在. 也, 看我的信用记录, he saw that I had a Bank of America credit card that had a higher interest rate than what SFFCU had and recommended that I also use Online banking to pay with credit card payment.  这张卡和这张信用卡帮助提高了我的信用评分. He has followed up with me to make sure that I was happy with the card program.  I am forever grateful for what the credit union representative did for me, 我期待着再次与SFFCU合作.”

    比尔F.
    五星级

    “在银行职员那里得到了亲切而满意的服务. They helped me out from start to finish on my credit limit increase with a lower interest rate as well. Recommend this place for all locals and those with small businesses as well.”

    五星级

    “My husband and I recently applied for a San Francisco Federal Credit Union credit card through service representative. 分公司经理是一位出色的服务代表. They explained very clearly what we needed to do to achieve our goal. They were extremely responsive to our questions and to sending us appropriate forms and to taking care of their end of the transaction. 我对他们出色的工作给予最高的赞扬.”

    月桂Y.
    五星级

    “GPK电子游戏 helped me out last week with a personal loan and [the representative] noticed that my credit card APR was 5.6%，在我看来，我认为这是相当不错的. 但她做的远不止这些，她把我的利率降到了3.2%. 真是太神奇了. 她还提高了我的信用额度.”

    雷蒙米.

*APR=年度百分比利率. 截至2024年10月1日的apr准确. 浮动利率贷款，最高年利率为17.99%. 没有年费. 常规变量APRs为12.49% to 17.99%，可能会有变化. 截至本披露日期，最优惠利率为8.截至2024年10月1日，年利率为00%.

** San Francisco Federal Credit Union VISA® Student Platinum Rewards Terms and Conditions: Rewards (also known as “rebates”) are earned by making purchases with your San Francisco Federal Credit Union 签证® Student Platinum Rewards Credit Card. You can earn a reward of one percent (1%) on purchases at locations throughout the world that accept 签证®, 每年最多500美元. All rewards earned will be reflected in your quarterly billing statement and will be automatically and annually redeemed every May 31st by applying the rewards as a deposit to your Regular Share Account. 你的奖励不会过期. 以积分方式退货不会获得奖励, and your balance will be adjusted in the event that the purchase is returned, 或者以其他方式发放信贷调整. Your account must remain open and not be in default under any card agreement in order to earn and redeem rewards. Rewards are not earned on cash advances, balance transfers, fees, loan balances or finance charges. 所有累积的奖励, 但是还没有得到报酬, will expire upon termination of your San Francisco Federal Credit Union 签证® Platinum account, 无论是被你还是GPK电子游戏终止. We are not responsible for reward-related disputes between joint account holders and/or between account holders and authorized users. 不包括签证®Classic卡. 必须年满18岁才能申请.

仅购买25天内不收取利息. Interest on cash advances and balance transfers begins on transaction date.

T在这里 is no fee for any balance transfer that is posted to your account during the first 60 days from the date opened. Any balance transfers posted to your account after the first 60 days will be charged 1% of the amount transferred. 不包括签证®secure.

Foreign Transaction fee up to 1% (per transaction in US Dollars) waived for 签证® Platinum Rewards cards only. 每月最低还款额为应付总余额的1%或15美元.00，取较大的.

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